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Credit card foreign fee calculator

Credit card foreign fee calculator: Add only fees that apply to your contract.

Your result

Complete the fields and calculate.

Calculation method and formula

Purchase amount in card currency × (Foreign transaction fee [%] + Exchange-rate markup [%]) ÷ 100 + Fixed fee

Understand the inputs

Purchase amount in card currency
Minimum 0. Use a measured value or your own assumption.
Foreign transaction fee
Unit: %. Minimum 0. Use a measured value or your own assumption.
Exchange-rate markup
Unit: %. Minimum 0. Use a measured value or your own assumption.
Fixed fee
Minimum 0. Use a measured value or your own assumption.

Assumptions and limitations

Add only fees that apply to your contract. Mileage allowances, excess, deposits and currency conversion can have extra conditions; no live tariff lookup is performed.

The formula uses the specified units. Displayed numbers are rounded; whole packs, item counts and full time periods may also be rounded within the calculation.

Worked example

Illustrative values. Replace them with your own inputs for your calculation.

Purchase amount in card currency
1000
Foreign transaction fee
1.75 %
Exchange-rate markup
1 %
Fixed fee
0
Example result27.5 fees

Total charged: 1,027.5.

Model revision: October 17, 2026 · How CleverCalc works

FAQ

Frequently asked questions

How does Credit card foreign fee calculator work?+

Purchase amount in card currency × (Foreign transaction fee [%] + Exchange-rate markup [%]) ÷ 100 + Fixed fee. Add only fees that apply to your contract. Mileage allowances, excess, deposits and currency conversion can have extra conditions; no live tariff lookup is performed.

What assumptions should I consider for this result?+

Add only fees that apply to your contract. Mileage allowances, excess, deposits and currency conversion can have extra conditions; no live tariff lookup is performed. The formula uses the specified units. Displayed numbers are rounded; whole packs, item counts and full time periods may also be rounded within the calculation.

How accurate is the result?+

The formula uses the specified units. Displayed numbers are rounded; whole packs, item counts and full time periods may also be rounded within the calculation. Prices, measurements and model assumptions determine how well the result represents your situation.

Is this calculator free?+

Yes. Calculations and PDF export work without an account or registration.

What happens to my inputs?+

Calculations run in your browser. Results are saved locally only when you add them to My results; favourites and history are also local. Shared links contain your values. The currency tool requests the selected currencies from its rate provider without sending your amount.

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